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A nonprofit lending MOVEMENT that makes no CENTS 

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The IDEA

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We seek to TRANSFORM capital itself--from something that so often divides us--into a REDEMPTIVE tool to LIFT UP, and to LEARN FROM, our remarkable NEIGHBORS.  ​​

 

WELCOME TO THE MOVEMENT...

We transform 100% of your donation into below-market home and business loans for local families. ​All clients are referred by trusted community PARTNERS.  We JOURNEY together for decades--far beyond any transaction--providing an ECOSYSTEM of equity incentives, network access, coaching, and encouragement.​​​​

 

As a VOLUNTEER-LED nonprofit, we minimize cost through INNOVATION. In fact, 100% of our operating costs are covered by recurring client payments--the center of our mission--"paying-it-forward" for the benefit of another neighbor.  Welcome to REDEMPTIVE, recyclable lending.  

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Every new donation COMPOUNDS for decades, creating a projected 10x IMPACT as we IGNITE the power of GENERATIONAL wealth for sisters and brothers so often denied access. JOIN the MOVEMENT!

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IMPACT

4  years

$3.1+
million

Since Inception  (2020)

  Cumulative Funding

$1.0+
million

Local Wealth Creation

96%
on-time

0
zero

Client Payments

Loan Defaults

MISSION VALUES

Proximity

Human flourishing is MUTUAL. PROXIMITY with neighbors leads to TRANSFORMATION  in each of us.

The Journey

Far BEYOND any transaction, we walk alongside clients over the full JOURNEY of asset OWNERSHIP.

Contrarian

We VALUE human and community ASSETS envisioning PROMISE where others find only peril.

Collaboration

We PARTNER alongside 
REMARKABLE organizations already long-centered in local communities.

Community

We bring disparate COMMUNITIES 
together – LEVERAGING the RESOURCES of one for another.

Stewardship

We generate RECYCLABLE 
funding for GENERATIONS  RELENTLESSLY reinvesting in mission.

MISSION LEADERSHIP 

Our founding team combines a deep heart for others with a wealth of experience and innovation

Every. Gift. Matters. As a nonprofit lending movement, your donation represents
a long-term, fully
RECYCLABLE investment in the FLOURISHING of our NEIGHBORS.

 

Transform Capital is a registered 501(c)3 nonprofit organization in the state of Illinois. 

EIN: 85-3613051

Simply click the button to DONATE now.  Registration is SECURE and takes less than a minute!

Consider a gift of Appreciated Stock, BITCOIN, a grant from a Donor Advised Fund (DAF), or an Estate designation. Call us anytime with questions, or to learn more.

Welcome to the MOVEMENT.

DONATE TODAY

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WEAR THE MISSION!

Support TC while looking great--every purchase creates awareness and funding!

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JOIN THE MOVEMENT

As a nonprofit lender, STORIES OF IMPACT are the currency we use to repay our donors.  

Sign up for stories from the journey, mission updates, as well as opportunities for engagement with our clients, partners and neighbors.  

Thanks for your interest in our mission!

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