
The IDEA

We seek to TRANSFORM capital itself--from something that so often divides us--into a REDEMPTIVE tool to LIFT UP, and to LEARN FROM, our remarkable NEIGHBORS.
WELCOME TO THE MOVEMENT...
We transform 100% of your donation into below-market home and business loans for local families. All clients are referred by trusted community PARTNERS. We JOURNEY together for decades--far beyond any transaction--providing an ECOSYSTEM of equity incentives, network access, coaching, and encouragement.
As a VOLUNTEER-LED nonprofit, we minimize cost through INNOVATION. In fact, 100% of our operating costs are covered by recurring client payments--the center of our mission--"paying-it-forward" for the benefit of another neighbor. Welcome to REDEMPTIVE, recyclable lending.
Every new donation COMPOUNDS for decades, creating a projected 10x IMPACT as we IGNITE the power of GENERATIONAL wealth for sisters and brothers so often denied access. JOIN the MOVEMENT!

IMPACT
4 years
$3.1+
million
Since Inception (2020)
Cumulative Funding
$1.0+
million
Local Wealth Creation
96%
on-time
0
zero
Client Payments
Loan Defaults
MISSION VALUES
Proximity
Human flourishing is MUTUAL. PROXIMITY with neighbors leads to TRANSFORMATION in each of us.
The Journey
Far BEYOND any transaction, we walk alongside clients over the full JOURNEY of asset OWNERSHIP.
Contrarian
We VALUE human and community ASSETS – envisioning PROMISE where others find only peril.
Collaboration
We PARTNER alongside
REMARKABLE organizations already long-centered in local communities.
Community
We bring disparate COMMUNITIES
together – LEVERAGING the RESOURCES of one for another.
Stewardship
We generate RECYCLABLE
funding for GENERATIONS – RELENTLESSLY reinvesting in mission.
MISSION LEADERSHIP
Our founding team combines a deep heart for others with a wealth of experience and innovation
Every. Gift. Matters. As a nonprofit lending movement, your donation represents
a long-term, fully RECYCLABLE investment in the FLOURISHING of our NEIGHBORS.
Transform Capital is a registered 501(c)3 nonprofit organization in the state of Illinois.
EIN: 85-3613051
Simply click the button to DONATE now. Registration is SECURE and takes less than a minute!
Consider a gift of Appreciated Stock, BITCOIN, a grant from a Donor Advised Fund (DAF), or an Estate designation. Call us anytime with questions, or to learn more.
Welcome to the MOVEMENT.

DONATE TODAY
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JOIN THE MOVEMENT
As a nonprofit lender, STORIES OF IMPACT are the currency we use to repay our donors.
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